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If you are searching for a new car or truck but you've missed a couple of payments and don't have perfect credit, then the certified auto finance center at Payne Rio Chrysler Dodge Jeep Ram can help. Our specialized auto finance experts have the experience and connections to make bad credit or no credit financing your next vehicle a reality with available auto loan options near McAllen, Texas. We'll work with you to create the financing plan that puts you behind the wheel of a new or pre-owned car, truck, or SUV that suits all of your needs. Get in touch with us to learn more or apply online for financing before visiting our full-service dealership!
956-487-8077
Finance Department
The Basic Components of an Auto Loan from Payne Rio Chrysler Dodge Jeep Ram
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Model to Buy
Rio Grande City, TX | Mission, TX | McAllen, TX
Payne Rio Chrysler Dodge Jeep Ram will happily go the extra mile to build a poor credit financing plan that makes it possible for you to drive away in one of our many popular options, such as a new Ram 1500 for tough jobs and hauling, or the strong off-roading Jeep Wrangler, perfect for a getaway to Falcon State Park. View our new inventory to see the Dodge Challenger or Dodge Charger, two sporty powerhouses that are sure to turn heads. All of the vehicles on our lot are within reach, thanks to our affordable bad credit financing solutions. Get the ball rolling and visit us near McAllen, TX to see all of our cars in person!
How to Apply for Financing at Payne Rio Chrysler Dodge Jeep Ram
Our trained and experienced financing team knows that not everyone has perfect credit. Wherever you have a high or low credit score, the auto financing professionals at Payne Rio Chrysler Dodge Jeep Ram have the skills and resources to find your fit with an auto loan and low monthly payments. We've worked with drivers that have gone through a bankruptcy, divorce, and other major financial changes. Browse our online featured new inventory, incentives, and certified pre-owned inventory for extra savings on the right truck or sedan for you. Then, contact us to talk about bad credit auto loans or apply online before making a deal near McAllen, TX!
Apply for Financing
Hours
| Dealership Hours | |
|---|---|
| Monday | 9:00am - 8:00pm |
| Tuesday | 9:00am - 8:00pm |
| Wednesday | 9:00am - 8:00pm |
| Thursday | 9:00am - 8:00pm |
| Friday | 9:00am - 8:00pm |
| Saturday | 9:00am - 8:00pm |
| Sunday | Closed |
